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Open a Portuguese bank account

A Portuguese bank account makes life easier: paying rent, receiving salary, setting up utilities, and more. I'll help you open one without the hassle.

This service usually fits step 2 of your journey

Use the journey to see what should happen before this, what comes next, and whether a one-off service is enough or a package makes more sense.

See the journey

What is it?

Having a local bank account in Portugal simplifies everything: paying rent, receiving your salary, setting up direct debits for utilities, and managing your day-to-day finances. Most banks require a NIF and proof of address. Some offer online applications for EU citizens, while others require an in-person visit. The process can vary between banks and is often entirely in Portuguese.

What Liesbeth does for you

  • Recommends the best bank for your situation (digital vs. traditional)
  • Prepares your application with all required documents
  • Submits the application online or coordinates the in-person process
  • Follows up until your account is fully activated and ready to use

Price

€99

Online service

No account yet? You’ll create it in this flow before paying for step 2.

Prices are per person unless stated otherwise. Government fees (typically €16–€30) are not included and paid directly to the relevant authority. Need multiple services? Contact me for a combined offer.

Read the free guide

You might also need

NIF
The NIF is the very first step for any expat in Portugal. Without it, you can't open a bank account, sign a rental contract, or register with the health system.

€75

Learn more
NISS
The NISS is your social security number in Portugal. You need it to work legally, access public healthcare, and receive benefits.

€75

Learn more
CRUE
If you're an EU citizen staying in Portugal for more than 3 months, you need a CRUE. It's your official proof of legal residence.

€150

Learn more